Payments that run themselves.
OkinPay is an AI payment agent for supply chains. It pays your suppliers, settles on Base, and reconciles every transaction. Your suppliers get naira. You get a clean record.
- Invoice received₦3,450,000
- Matched to purchase orderPO-2291
- Approved by ruleVerified supplier
- Settled in USDC on Base2,104 USDC
- Supplier paid in naira₦3,450,000
- ReconciledLedger updated
Built on Base
The problem
Food moves faster than money.
A distributor buys from farmers today, delivers to a hotel tomorrow, and waits weeks to get paid. The next order still needs cash. Invoices arrive on WhatsApp. Payments go through banks. Reconciliation happens by hand. Growth stops at the edge of your working capital.
How it works
Set the rules once.
Read
The agent reads every invoice you forward.
Match
It checks each one against the purchase order and supplier record.
Pay
Approved invoices settle in USDC on Base in seconds. Suppliers cash out to naira.
Reconcile
Every payment is recorded and reconciled. No spreadsheets.
Pay verified suppliers every Friday.
Why it compounds
Every payment builds a record.
Each transaction OkinPay settles creates a verified record: buyer, supplier, amount and settlement date. That history gives lenders a clearer view of trade than financial statements alone. Over time, it unlocks financing for eligible invoices through licensed partners.
| Date | Buyer | Supplier | Amount | Status |
|---|---|---|---|---|
| 12 Feb 2026 | Lagos Fresh Foods | Adeola Farms | ₦3,450,000 | Settled |
| 14 Feb 2026 | Ikoyi Bakery | Grain Cooperative | ₦1,180,000 | Settled |
| 18 Feb 2026 | Harbour Hotel | Coastal Poultry | ₦6,920,000 | Settled |
| 21 Feb 2026 | Okin Retail | Delta Oils Ltd | ₦2,375,000 | Settled |
Where we start
Built inside a working supply chain.
OkinPay grew out of OKB, our B2B food distribution network in Nigeria. We supply restaurants, bakeries, hotels, commercial kitchens and retailers, sourcing from farmers, cooperatives and manufacturers.
₦400M+
B2B food trade through our network since January 2024.
Built on Base
Settlement that moves at the speed of trade.
Settles in seconds for cents.
One chain for payment and record.
Stablecoin rails, naira in the supplier's hand.